A good credit score could mean long-term savings by way of lower car insurance payments, lower credit card interest rates, or lower interest rates and fees for new loans on things like a car or a mortgage. Whether you are building your credit from scratch or rebuilding after your scores have taken a hit, it’s important to learn how your scores are calculated and the basic ways to improve them. In 30-minutes, we will show you some of the most useful tips that can lead to a lasting positive impact on your score and overall financial situation.